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Welcome to the Real Estate License Professor's Real Estate Terms Glossary

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Random Real Estate License Terms


SOIL PIPE
 
Pipe carrying waste from the house to the main sewer line.
   
COLLATERAL
 
Property subject to a security interest; property used as security for a debt. (See Security Agreement.)
   
CHATTEL REAL
 
In real estate, an estate less than a freehold estate, such as a lease.
   

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CAL-VET LOAN (CALIFORNIA VETERANS LOAN)
A program administered by the State Department of Veterans Affairs for the direct financing of farms and homes for veterans who qualify.
CAPITAL ASSESTS
Assets of a permanent nature used in the production of income. Examples would include land, buildings, and equipment.
CAPITAL GAIN
The gain recognized for federal and state income tax purposes when a taxpayer disposes of a capital asset.
CAPITALIZATION
In appraising, a method of determining value of property by considering net income and a reasonable percentage of return on the investment.
CAPITALIZATION RATE
The percentage rate or rate of interest considered a reasonable return on the investment. It is used in the capitalization method of determining value based upon net return.
CARPET STRIP
Molding used at junction of baseboard and floor, sometimes called a carpet strip.
CASEMENT WINDOW
Windows set in frames of wood or metal that swing outward.
CASH FLOW
The new amount of cash a property produces when all cash income and other cash generated are added together and all cash expenses and other cash payments are deducted.
CAUSE OF ACTION
A legal right; facts giving rise to an enforceable claim.
CAVEAT EMPTOR
A Latin phrase meaning " let the buyer beware"; the legal maxim stating that the buyer must examine the goods or property and buy at his or her own risk.
CC&Rs
Covenants, conditions and restrictions. The basic rules establishing the rights and obligations of owners (and their successors in interest) of real property within a subdivision or other tract of land in relation to other owners within the same subdivision or tract in relation to an association of owners organized for the purpose of operating and maintaining property commonly owned by the individual owners.
CERTIFICATE OF REASONABLE VALUE (CRV)
The Veterans Administration's written appraisal of the value of a property.
CERTIORARI
The Supreme Court order indicating that the court has decided to exercise its discretion and accept a case offered on appeal. The court reviews only those select cases that it deems worthy of review.
CHAIN OF TITLE
A series of conveyances, encumbrances, and other instruments affecting the title from the time original patent was granted, or as far back as records are available. A history of the recorded ownership of real estate and claims against title to real estate.
CHATTEL
The old name for personal property.
CHATTEL MORTGAGE
A personal-property mortgage. (See Security Agreement.)
CHATTEL REAL
In real estate, an estate less than a freehold estate, such as a lease.
CHATTELS
(1) Personal property. (2) This term is sometimes used in a law to describe any interest in real or personal property other than a freehold.
CIRCUIT BREAKER
An electrical device that automatically interrupts an electrical circuit when an overload occurs. Circuit breakers can be reset and today are used instead of fuses.
CIVIL LAW
A system of jurisprudence, sometimes called Roman law, wherein all the laws are set forth in advance to regulate conduct (as opposed to common law, where the principles of law develop on a case-by-case basis).
CLAPBOARD
Boards that are used for siding and that are usually thicker at one edge.
CLIENT
A person represented by a broker or an attorney.
Closing
(1) The process by which all the parties to a real estate transaction conclude the details of the sale or mortgage. The process includes the signing and transfer of documents and distribution of funds. (2) Condition of description of real property by courses and distances at the boundary lines where the lines meet to include all the tract of land.
Closing Costs
The miscellaneous expenses buyers and sellers normally incur in the transfer of ownership of real property over and above the cost of the property.
Closing Statements
An accounting of funds to the buyer and seller separately. Required by law to be made at the completion of every real estate transaction.
CLOUD ON TITLE
A claim or document that affects title to real estate. The actual cloud may ultimately prove invalid, but its existence mars the title.
CO-TENANCY
Any form of joint ownership.
CODICIL
An amendment to a will.
COLLAR BEAM
A beam that connects the pairs of opposite roof rafters above the attic floor.
COLLATERAL
Property subject to a security interest; property used as security for a debt. (See Security Agreement.)
COLLATERAL SECURITY
The transfer of property of other valuables to ensure the performance of a principal agreement; an obligation attached to a contract to guarantee its performance.
COLLUSION
A secret agreement between two or more persons wishing to defraud another for a wrongful purpose or to obtain an object forbidden by law.
COLOR OR TITLE
That which appears to be a good title but, in fact, is not; for example, a forged deed. A document that appears to convey title, but in fact is ineffective, conveying no title at all. It is one of the requirements for adverse possession and easement by prescription.
COMBED PLAYWOOD
A grooved building material used primarily for interior finish.
COMMERCIAL ACRE
A term applied to the remainder of an acre of land after the area devoted to streets, sidewalks, curbs, and so on has been deducted from the acre.
COMMERCIAL PAPER
Negotiable instruments used in business.
COMMINGLING
The mixing of different funds so that they can no longer be distinguished. In domestic law it refers to the combination of separate property and community property, so that the separate property and community funds can no longer be distinguished; in such cases all property is considered community property. For brokers it refers to the mixing o clients' money with the broker's separate bank accounts.
COMMISSION